Monday morning I started to transfer money into some new sinking funds, thinking yep this feels great to finally get underway. I’d set up the accounts awhile ago but had only really been using a few of them. As of last Monday I started using all of them. I knew that move would make my budget a little tighter, but I wanted to get going on it and figured I could skinny down my spending here and there to compensate.
And then right on schedule, just like DR has warned us, Murphy came along after I did that constructive budget-tweaking. Wednesday night my DH was working on the computer when he got the dreaded blue screen of death. Those of you who know about fixing computers will know that’s fairly serious, but not necessarily fatal. This particular machine has been a problem in the past, but thankfully I’ve got enough software troubleshooting experience that I’ve been able to fix it each time. Last Wednesday, though, it was beyond fixing again. Problem is, I’d been using that machine for much of my internet-based work, and now my work platform was DOA.
Aha, never fear. In a testament to how weird modern life has become, I was able to shop for a new replacement laptop via my smartphone (!), ordered it via Amazon.com, and thanks to our Prime membership (which has already paid for itself) I was able to get the laptop ordered for next-day delivery. With money from SAVINGS, rather than credit card. I was so pleased with myself. I literally was unpacking the box almost exactly 12hrs after ordering it, and we had a replacement machine up and running at the 24hr mark after the old machine quit. That just blows my mind that we can get stuff turned around that fast.
Ahh, but what about the budget? That money came out of un-allocated savings, which had not yet gone to any sinking funds. I had been vaguely thinking to put it towards the truck repair fund but hadn’t yet done so. We discussed it this weekend and decided that we’d move forward with getting some truck repair parts as planned, and I was able to absorb the computer cost by cutting back just a little more on various other purchase plans. It was really a non-event, budget-wise. Wow.
Just a few years ago I would have gotten a much more expensive computer (after all, if you’re gonna borrow, borrow BIG!), slapped it on a credit card and just cussed at the payments. But I’m typing this on a brand new laptop, delivered 12hrs from when it was ordered, and paid for in cash (the electronic equivalent anyway).